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Personal Finance



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Get motoring

  • Borrow from 5,000 to 25,000
    (see note 1 below)
  • 7.4% APR representative (variable)
    (see note 2 below)
  • 100% finance available, no deposit required
  • Repayment terms from 12 to 48 months
  • Purchase a new or used car up to four years old
  • Arrangement fee of 1%
    (subject to a minimum of 55)

How do I find out more about car finance?

  • Call into your nearest branch
  • Telephone 0800 38 22 65

Representative example

Loan of 7,000 with 36 payments of 214.48 per month. Total amount payable 7,791.28 including an arrangement fee* of 70. Interest rate 6.5% p.a. (variable). Representative 7.4% APR (variable).
Rates and payments are correct as at 3 April 2012.

Note 1
- Lending criteria, terms and conditions apply. Whether we allow you to borrow money depends on your circumstances and our assessment of your ability to pay the money back. You must be 18 or over.

Note 2 - Your monthly repayments will stay the same however if the interest rate rises during the loan term, you will have to make some extra payments at the end of the term.

We subscribe to the Lending Code which sets standards for banks when dealing with lending and overdrafts for personal customers. You can get more information on the Lending Code from any branch or at

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First Trust Bank is a trade mark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. AIB Group (UK) p.l.c is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

AIB Group (UK) p.l.c subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

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The information regarding the products and services contained on the following pages is intended only for the residents of Northern Ireland. If you are not a resident of Northern Ireland it may be unlawful for you to receive this information.